Health Insurance

Insurance Has become less affordable

More people with health insurance have had a difficult time affording their health care in recent times. For premiums in 2017, 37% now find it difficult to pay versus 27% just two years ago. Meanwhile, 43% are having a difficult time paying their deductibles. Co-pays & Prescription drugs seriously affect families and individuals ability to pay for health related costs.

Contact your Arena Agent to make all of this make sense.

Things you hear about like co-pays, deductibles, co-insurance, in-network and out-of network all play apart in how much you pay every month and what you pay for a Doctor’s office visit, Urgent Care visit and a trip to the Emergency Room.

Here are the very basics

    • Deductible: The amount you owe for covered health care services before your health insurance or plan begins to pay.
    • Copayment: An amount you pay as your share of the cost for a medical service or item, like a doctor’s visit.
    • Coinsurance: Your share of the cost for a covered health care service, usually calculated as a percentage (like 20%) of the allowed amount for the service.
    • Premium: The amount you pay for your health insurance or plan each month.
    • Network: The doctors, hospitals, and suppliers your health insurer has contracted with to deliver health care services to their members.

The types of coverage we can provide:

    • Life Insurance Here is another maze! What is Term Life? Universal Life? Whole Life?
    • Supplemental Coverage that sends you cash payments sometimes within 72 hours!
    • Disability insurance provides income to you if are unable to work.
    • Vision & Dental Arena agents can explain the benefits and where most people get loss on this coverage.
    • Auto Insurance
    • RV/ Motorhome
    • Motorcycle Insurance
    • Renter’s Insurance
    • Home Insurance
    • Property Insurance
    • Business Insurance
    • And much more

Tailor-made Insurance Portfolios with your costs in mind!

Let an Arena agent show you how to let insurance protect you and not break the bank!

Personal Insurance

Protecting your personal and family's interests is our number one priority

The types of coverage we can provide include:

    • Life Insurance Here is another maze! What is Term Life? Universal Life? Whole Life?
    • Supplemental Coverage that sends you cash payments sometimes within 72 hours!
    • Disability insurance provides income to you if are unable to work.
    • Vision & Dental Arena agents can explain the benefits and where most people get loss on this coverage.
    • Auto Insurance
    • RV/ Motorhome
    • Motorcycle Insurance
    • Renter’s Insurance
    • Home Insurance
    • Property Insurance
    • Business Insurance
    • And much more

Contact your Arena Agent at 1-888-502-7362 (1-888-50-ARENA).